Ok, I just finished reading Dave Ramsey’s book The Total Money Makeover. I loved it, although I’ll admit that I’m a little confused about a few points in the book. Fortunately, my husband and I are already at Step 4 which is saving for retirement, but his ideas seem impossible! At least for us… I don’t know, the first 3 steps seem very practical and I can see how they can really help people, but Step 4, hmmm… Putting aside 15% for retirement is a lot and we don’t have that kind of room.
Anyway, I would highly recommend this book especially if you are in debt.
I hope to be back soon with OAMC part two, I haven’t had much time online this week…
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